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Shanghai property market new deal: Social Security 2 years or two years to change the 5 suites down
2018/4/24
Dispatch of sina finance and economics news on March 25, sina finance was informed, Shanghai this morning, held a news conference, the introduction of policies for regulating the real estate market, in which the non domicile residents housing social security pay at least 2 years instead of five years. Two suites for the residents to apply for loans, down payment ratio of not less than 50%, the purchase of non ordinary from the housing Shoufu ratio increased to 70%.
Sina finance was informed that the Shanghai Municipal Construction Committee introduced the "further improve the city's housing market system and security system to promote the smooth development of the real estate market" (hereinafter referred to as "a number of opinions"). Which defined the three principles: to further strengthen the supervision of the real estate market, standardize the behavior of employees, and severely punish illegal acts; strict implementation of the purchase of housing policy, from the tight line differential housing credit policy.
On the strict implementation of the purchase of housing policy, "a number of opinions" pointed out that to improve the non permanent residents of the city home buyers to pay the personal income tax or social security of life, from counting from the date of purchase before 3 years within the city to pay a total of more than 2 years, adjusted for since the date of purchase pay for over 5 years and above, the enterprises to purchase the commodity housing traded again, to the age of 3 years and above, if the transaction object for individuals, according to the city limit purchase of the policy implementation. At the same time, in order to further regulate the behavior of the transaction, the purchase of the audit will lead to the transaction record link.
As for the tight line differential housing credit policy, "a number of opinions" pointed out that strengthen personal housing loan management, to have a set of housing loan to buy ordinary since the housing, the proportion of the first payment of not less than 50%; the purchase of non ordinary from the housing, Shoufu ratio of not less than 70%.
Also "a number of opinions" also suggested that strengthen the pre-sale commercial housing management, prevent the cover plate rised, strengthen the real estate agencies and personnel management, establishment of secondary trading funds of the housing of the third party supervision system. Increase law enforcement efforts, in accordance with regulations dealt with real estate development enterprises and real estate intermediary cover plate reluctant sellers, property speculation, false advertising using improper means to entice consumers trading etc.. Prohibited real estate development companies, real estate intermediary companies engaged in the first payment of the loan, the bridge loan and self financing, self assurance, the establishment of capital pools and other OTC financial services
Sina finance was informed that the Shanghai Municipal Construction Committee introduced the "further improve the city's housing market system and security system to promote the smooth development of the real estate market" (hereinafter referred to as "a number of opinions"). Which defined the three principles: to further strengthen the supervision of the real estate market, standardize the behavior of employees, and severely punish illegal acts; strict implementation of the purchase of housing policy, from the tight line differential housing credit policy.
On the strict implementation of the purchase of housing policy, "a number of opinions" pointed out that to improve the non permanent residents of the city home buyers to pay the personal income tax or social security of life, from counting from the date of purchase before 3 years within the city to pay a total of more than 2 years, adjusted for since the date of purchase pay for over 5 years and above, the enterprises to purchase the commodity housing traded again, to the age of 3 years and above, if the transaction object for individuals, according to the city limit purchase of the policy implementation. At the same time, in order to further regulate the behavior of the transaction, the purchase of the audit will lead to the transaction record link.
As for the tight line differential housing credit policy, "a number of opinions" pointed out that strengthen personal housing loan management, to have a set of housing loan to buy ordinary since the housing, the proportion of the first payment of not less than 50%; the purchase of non ordinary from the housing, Shoufu ratio of not less than 70%.
Also "a number of opinions" also suggested that strengthen the pre-sale commercial housing management, prevent the cover plate rised, strengthen the real estate agencies and personnel management, establishment of secondary trading funds of the housing of the third party supervision system. Increase law enforcement efforts, in accordance with regulations dealt with real estate development enterprises and real estate intermediary cover plate reluctant sellers, property speculation, false advertising using improper means to entice consumers trading etc.. Prohibited real estate development companies, real estate intermediary companies engaged in the first payment of the loan, the bridge loan and self financing, self assurance, the establishment of capital pools and other OTC financial services
Link：
Department of Commerce of Anhui Province
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